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Hit-and-run accident: What happens to the victim?

On Behalf of | Jun 21, 2024 | Car Accidents

When you suffer a car accident, and the other driver runs away from the scene, it is considered a hit-and-run accident. Every driver involved in a car crash must stay at the scene as long as it is safe.  

Also, the driver must assume the consequences if they are responsible for a car collision. Fleeing the scene is a category B felony, leading to severe consequences for the runaway driver: not less than 2 years of prison and a fine of not less than $2,000.

But what happens to the victim of a hit-and-run? Who pays the bills? Does insurance cover it with an extra provision? The victim usually faces additional issues to obtain financial compensation for the car accident. 

What to do immediately after a hit-and-run accident?  

Drivers involved in an accident should get to safety and receive medical attention immediately. If it is safe, they should remain at the scene. If it is not, they should take shelter without attempting to flee. 

State laws determine that every driver has the duty to stop after a car accident. If you have suffered a hit-and-run accident, follow the next steps: 

  • Remain safe and receive medical attention: Remember, your or any other individual’s safety is the priority. 
  • Do not chase the driver: Chasing another driver may put you in danger. You must stay at the scene to collect evidence and gather information, including witnesses.  
  • Contact the police: You must call the police to report the car accident. 
  • Take photos and register the time and location of the accident: The evidence you obtain from a car accident will be necessary for recovering compensation. 

After these steps, you should contact your insurance company and explain what happened. 

What happens to the victim of a hit-and-run accident? 

If you suffer an accident where the other driver hits your car and runs away, contact an attorney and review your insurance policy. A lawyer could help you get fair compensation after an accident and fight the insurance company if required.

Review your insurance company’s contract to determine if it covers hit-and-run accidents. Then, contact the insurance company and explain what happened. If you have an attorney, they will be the ones in contact with the insurance company on your behalf.

After a hit-and-run accident, the insurance company should pay the accident bills based on your policy. It could include, for example, the repairs of your vehicle. Some insurance companies include an extra provision when the other driver cannot be identified. 

If the insurance company refuses to pay, contact an experienced auto accident attorney and prepare a claim. A lawyer could tell you what to expect in your hit-and-run accident and what to do if the insurance company does not want to compensate you for your losses.